Bridging the Gap: Loans

Capital offers need-based financial assistance to help families meet the cost of attending Capital minus their family contribution. Completing the Free Application for Federal Student Aid (FAFSA) provides information necessary for determining the family contribution. The difference between the cost of attending Capital and the family financial contribution is considered financial need.

Types of Loans

• Federal Direct Loans 
  There are two types of Direct Loans, unsubsidized and subsidized--which are based on financial need.
   
• Federal Perkins Loans 
  Perkins Loans are given to students based on exceptional financial need.
   
• Direct Parent PLUS Loans 
  PLUS Loans are available to parents of undergraduate students and typically supplement Stafford Loans.
   
• Nursing Loan 
  Nursing Loans are need-based loans available only to undergraduate nursing students.

Alternative loans are also available. Read more about bridging the gap with alternative loans.