Human Resources /
Supplemental Long-Term Care Insurance is provided by Unum. Long Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living (bathing, dressing, toileting, transferring, continence and eating), or suffers cognitive impairment (such as Alzheimer’s disease). Please see the certificate of coverage.
EligibilityActive three quarter time or greater employees are eligible to enroll in the plan and participation in the program is optional. Eligible family members are subject to medical underwriting and include parents (in-laws), grandparents (in-laws), spouses, adult children and siblings 18 years or older. Employees do not have to purchase a policy for themselves in order for family members to apply for coverage.
Converting Long Term Care to an Individual PolicyUpon separation from the University, employees have the option of retaining their Long Term Care policies and paying premiums directly to the carrier. If the former employee does not convert insurance to an additional policy, the coverage will cease.