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Medical Insurance
  • Capital University’s sponsored group medical insurance is provided by Aetna. The plan permits in-network and out-of-network provider services with appropriate deductibles and co-pays. Employees have three medical plans to choose from when considering medical coverage. See the Summary of Plan and Cost Comparison (PDF) and Medical Plan Details (employee login required) for more information.

    Eligibility

    Active three-quarter-time or greater employees are eligible to enroll in the plan, and participation in the program is optional. There is no waiting period for pre-existing conditions.

    Dependents

    In general, the current spouse or domestic partner, children, stepchildren, and foster children of employees qualify as eligible dependents. Adult children may be eligible for coverage up to age 28. Please see the Human Resources Office for more details.

    Enrollment

    New employees must enroll within the first 31 days of employment. After the initial enrollment period, employees are permitted to make changes within 31 days of a qualifying event, such as marriage, the birth or adoption of a child, or the loss of coverage. Otherwise, employees must wait until open enrollment to add or make changes to their coverage.

    Cost

    Medical insurance is offered on a cost-sharing basis between Capital University and the employee. The employee's share is deducted from his/her paycheck and is exempt from federal, state, and FICA/Medicare taxes. See the Summary of Plan and Cost Comparison for more information.

    If the employee is on an unpaid leave of absence, please contact Human Resources for information on continuing coverage through COBRA.

    Links

    Medical Enrollment/Changes Form (PDF)

    Summary of Plan and Cost Comparison (PDF) 
    Medical Plan Details (employee login required)

    High Deductible Health Plan Participants 

    Health Insurance Exchange Notice   

    COBRA 

     

    Aetna Related Links

    Directory of Health Care Professionals 

    Health Cost Estimator  

    Pharmacy by Mail Order Form